Chapter 13 Bankruptcy
Chapter 13 Bankruptcy Lawyer in Philadelphia, PA
If you have less than $394,725 of unsecured debt or under $1,184,200 in secured debts, as an individual or married couple, you may have a great option available to help you reclaim your financial security. A Philadelphia, PA chapter 13 bankruptcy lawyer from the Law Offices of Michael A. Latzes is waiting to assist you during the filing process.
Chapter 13, under the Bankruptcy Code, gives a consumer the opportunity to reorganize their financial situation by:
- Reducing certain types secured debt
- Reducing or eliminating unsecured debt
- Surrendering certain assets
- Rejecting or assuming certain leases
- Nullifying judicial liens
- Freezing certain kinds of lawsuits against you
- Halting foreclosures and sheriff sales
In many circumstances, filing with this method allows you to keep your house, car, bank account, retirement, and other personal property.
We try to better assist our customers by offering an online questionnaire. Once we receive your information, we do our best to respond within 24 hours. We are members in good standing with the National Association of Consumer Bankruptcy attorneys and the Pennsylvania Bar Association. Don’t trust unqualified or inexperienced professionals during this important time in your life. If you are in search of a Philadelphia, PA chapter 13 bankruptcy lawyer or other surrounding county locations, call The Law Offices of Michael A. Latzes today!
Call the Law Offices of Michael A. Latzes to schedule a free consultation. Our offices serve clients in the Philadelphia, Montgomery, Bucks, and Delaware Counties. Should an office visit be inconvenient, consultations can be provided via telephone. Also, appointments can be scheduled most evenings and weekends. Payment plans are available.
To better assist you, please take advantage of our online questionnaire. Once your information is received, we are committed to respond within 24 hours.
When I went to Michal for assistance I had low expectations given the financial position I was enduring. I am a difficult customer. Michael more than helped me out financially, his empathy afforded me dignity throughout the process. EXTREMELY RECOMMEND for FINANCIAL ISSUES!
Mr. Latzes is the best to work with . I came to him in a desperate time in my life. I was behind in my mortgage and he set up a plan for me to pay off all my debts. Because of his help and I am now debt free. It has been a wonderful experience working with Mr. Latzes. I would truly recommend him to anyone that is having trouble and thank him for all his kindness and good work. He is the GREATEST ! Shirley
Michael Latzes gave me Hope! I found the Law Offices of Michael A. Latzes on the internet. I was hopeless, desperate, and didn’t know where to turn for help. I reached out to Michael, and within 2 hours I was in his office for a face-to-face meeting. Michael was very positive, understanding and gave me a distinct plan of action to follow. The fees that Michael charged were reasonable, and fit within my budget and time frame. When I left that office that day, I could breathe for the first time in 6months. Over the duration of my case, Michael was in constant contact to answer any questions that I had (day or night); and he has always made me feel important. I hope to never need a lawyer again; but if I do, the Office of Michael Latzes would me my only choice.
EXCELLENT WORK! Michael is a very knowledgeable attorney. He communicates on a level that is understandable and the manner in which he uses in doing so- Exceptional!! He will always take the time to personally call , answer or email you directly. Knowledge, patience and understanding are just a few of their top qualities that make Michael and his staff a wonderful team and words cannot explain how thankful and appreciative I am for all of the hard work and dedication that you put into my case. Thank you so much for going above and beyond , you are a terrific attorney and your staff is wonderful!!! Thank you Michael & Jennifer K
Michael Latzes gave me Hope!
I found the Law Offices of Michael A. Latzes on the internet. I was hopeless, desperate, and didn’t know where to turn for help. I reached out to Michael, and within 2 hours I was in his office for a face-to-face meeting. Michael was very positive, understanding and gave me a distinct plan of action to follow. The fees that Michael charged were reasonable, and fit within my budget and time frame. When I left that office that day, I could breathe for the first time in 6months. Over the duration of my case, Michael was in constant contact to answer any questions that I had (day or night); and he has always made me feel important. I hope to never need a lawyer again; but if I do, the Office of Michael Latzes would me my only choice.
High quality service, professional, and ethical
Attorney Latzes was both a gentleman and and upstanding individual. He assisted with my chapter 7 bankruptcy. Overall he made the experience very simple and comfortable. I would recommend him to others. He went above and beyond to assist with my lack of know pertaining to this type of law. I can not thank him enough.
High Quality Service
Excellent service. The Attorney was prompt and provided answers to all questions asked, pertaining to my chapter 7 bankruptcy. He created a comfortable and welcoming atmosphere. I would refer this attorney to others. Also, I would like to state that he is an unpstating individual and ethical.
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- Pennsylvania Bar Association (PBA)
- National Association Of Consumer Bankruptcy Attorneys (NACBA)
Please consult an attorney for advice about your individual situation. This site and its information is not legal advice, nor is it intended to be. Feel free to get in touch by electronic mail, letters, or phone calls. Contacting us does not create an attorney-client relationship. Until an attorney-client relationship is established, please withhold from sending any confidential information to us. We are a debt relief agency. We help people file for relief under the bankruptcy code.